Free 60-Second Eligibility Quiz β€” Ages 50–80

Find Out Exactly Which Final Expense Plans You Qualify For

Answer 7 quick questions and we'll match you with your best available state-regulated options β€” permanently locked rates, up to $30,000 in coverage, zero medical exams.

Step 1 of 7 Verifying State Availability…
Step 1 of 7

What state do you currently live in?

Final expense plan rates and availability are regulated at the state level. We need to verify which programs are currently active in your area.

Step 2 of 7

What is your current age range?

State-regulated final expense programs are specifically calibrated to your age group. Select your range below.

Step 3 of 7

Have you used tobacco in the last 12 months?

This helps us identify which carriers and rate classes you qualify for. There are excellent options either way β€” answer honestly for the most accurate result.

Step 4 of 7

How much coverage are you looking for?

Our programs provide between $5,000 and $30,000 in permanent whole-life cash benefits paid directly to your beneficiaries. Select your ideal range.

Step 5 of 7

In the past 2 years, have you been hospitalized or diagnosed with a serious illness?

Final expense plans have multiple underwriting tiers. Most applicants qualify regardless of their health history β€” this simply helps us match you to the right tier.

Step 6 of 7

Almost there β€” tell us your name.

Your legacy planning profile is being assembled. We just need a few final details.

Step 7 of 7

Last step β€” enter your phone number to see your results.

Your personalized eligibility report is ready. A licensed concierge will walk you through your matched plan options.

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⏱️ To protect your privacy and ensure accuracy, a licensed concierge from Silver Legacy Options will dial the number provided within 30 seconds to confirm your details and connect you with a licensed agent. Please keep your phone nearby!

Why Seniors Trust Silver Legacy Options

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No Medical Exams

Coverage is issued based on simple medical questions. No needles, no blood draws, and no physician physicals required to qualify.

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Fixed Permanent Rates

Once approved, your monthly premiums are fully locked in and can never increase, and your coverage amounts can never be reduced.

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Fast Cash Payout

Cash benefits are paid directly to your chosen beneficiaries tax-free, usually within 24 to 48 hours of claim, to cover immediate needs.

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We Appreciate You

Our current plans are designed for adults up to age 80. A licensed specialist can help you explore available coverage options. Please call us directly for personalized guidance.