Privacy Policy for Silver Legacy Options
This Privacy Policy describes how Influx Automations LLC ("Company," "we," "us," or "our"), a technology and marketing platform and digital property owner of silverlegacyoptions.com ("Website"), collects, uses, shares, and protects your personal information. Influx Automations LLC is not a licensed insurance agency. Insurance solicitations and policy placement are performed exclusively by independently licensed insurance professionals Robert Kalatino (NPN 920736278) and Nig Kalatino (NPN 987654321).
1. Information We Collect
We collect information that you voluntarily provide to us when completing our legacy planning and final expense insurance questionnaires. This information includes:
- Contact Information: First name, last name, phone number, and email address.
- Demographic Details: Age range, state of residence, and ZIP code.
- Preferences: Desired death benefit coverage amount (up to $30,000) and other legacy planning objectives.
Automated Information and Tracking
When you visit the Website, we automatically collect certain technical information from your browser or device using cookies, web beacons, tracking pixels (such as the Meta Pixel), and application programming interfaces (such as the Meta Conversions API). This includes:
- IP address, browser type, and operating system.
- Referring URL and pages viewed on our Website.
- Date, time, and duration of your visit.
- Custom parameters relating to ad campaigns (e.g., ad IDs, placement details).
2. How We Use Your Information
We use the information we collect to:
- Connect you with independently licensed insurance professionals Robert Kalatino (NPN 920736278) and Nig Kalatino (NPN 987654321) to provide private final expense and life insurance policy comparisons.
- Trigger our automated legacy concierge voice callback system (using Retell AI) to call you back within 3 minutes of your request to confirm your details.
- Optimize our marketing campaigns on social media and search engines.
- Maintain records of your TCPA consent, opt-out requests, and transaction history.
- Respond to your inquiries, customer service requests, or administrative questions.
3. How We Share Your Information
We share your information only in the following limited circumstances:
- Licensed Professional Handoff: Your completed questionnaire responses, contact info, and consent metadata are securely shared with independently licensed insurance professionals Robert Kalatino (NPN 920736278) and Nig Kalatino (NPN 987654321) for the sole purpose of quoting and placing your policy.
- Technology Service Providers: We share your contact details with trusted service providers who assist us in operating our telephony, voice AI, database, and web hosting infrastructure (e.g., Telnyx, Retell AI, n8n, Google Sheets). These providers are contractually bound to use your data only to provide these specific services.
- Legal and Compliance Requirements: We may disclose your information if required to do so by law, court order, or regulatory authority, or to protect the safety, rights, or property of Influx Automations LLC, our users, or the public.
We do NOT sell, rent, or lease your personal contact information to third-party list brokers or multi-buyer marketing networks for unrelated marketing purposes.
4. Automated Communications & Telephony Disclosures
By submitting your phone number on our Website and checking the TCPA consent box, you explicitly agree that Influx Automations LLC and our licensed representative may contact you via:
- Automated telephone dialing systems.
- Prerecorded or artificial voice messages.
- Conversational AI concierge callback services (Retell AI).
- Administrative text messages (if requested).
Managing Your Preferences and Opt-Outs
You have the right to withdraw your consent to be contacted at any time:
- Outbound Calls: You can tell our voice concierge or licensed representative "Stop calling" or "Put me on your Do Not Call list" at any point during any phone call.
- Email: Click the "Unsubscribe" link at the bottom of any administrative email we send you.
- DNC Registry: We cross-reference and respect federal and state Do Not Call registries, except where we have obtained your express written consent through a voluntary form submission.
5. Security of Your Information
We implement reasonable commercial, technical, and administrative security measures to protect your personal information from unauthorized access, loss, alteration, or disclosure. All lead data intake is managed through encrypted HTTPS tunnels, and backend database storage is restricted strictly to authorized administrators.
6. State-Specific Privacy Rights
Depending on your state of residence (including Florida, Missouri, Ohio, Texas, Arizona, Iowa, Michigan, Pennsylvania, and South Carolina), you may have certain rights regarding your personal data under applicable state privacy laws:
- Right to Know: The right to request information about the categories and specific pieces of personal data we have collected about you.
- Right to Delete: The right to request that we delete personal data we have collected from you, subject to certain legal exceptions (e.g., maintaining TCPA consent evidence).
- Right to Correct: The right to request that we correct inaccurate personal data.
To exercise any of these rights, please contact us at the address provided below.
7. Third-Party Links
Our Website may contain links to external sites (such as carrier portals or informational blogs). We are not responsible for the privacy practices or content of these external websites. We encourage you to read their privacy policies before providing any personal data.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or regulatory requirements. Any updates will be posted on this page with a revised "Last Updated" date.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Influx Automations LLC
Digital Property Owner of silverlegacyoptions.com
Email: compliance@silverlegacyoptions.com
Licensed Professionals: Robert Kalatino (NPN 920736278) | Nig Kalatino (NPN 987654321)